State pensioners across the UK who became grandparents before April 2017 could now be eligible for an extra £79 per week, thanks to a Department for Work and Pensions (DWP) provision under Pension Credit.
This additional income support is aimed at low-income pensioners who are responsible for children or young people living in their household.
Let’s explore everything you need to know about this state pension boost, who qualifies, and how much you could receive.
Understanding the £79 Weekly Boost
Pension Credit is a means-tested benefit for people over State Pension age who need additional financial support. It includes various components, and extra child-related amounts are among them.
Key Details:
- If the child was born before 6 April 2017, pensioners may get £78.10 per week for the first child.
- For children born after that date, the weekly addition is £67.42.
- These payments apply per child or young person normally living with the pensioner.
- The young person must be under 20 and in approved training or education.
Eligibility Criteria for the Extra Pension Credit
To qualify for the extra £79 pension top-up, you must meet specific eligibility criteria:
You must:
- Be receiving Pension Credit or qualify for it.
- Be responsible for a child or young person under the age of 20.
- The child must live with you.
- If the child is 16 to 19, they must be enrolled in:
- Approved training (e.g., Foundation Apprenticeships).
- Non-advanced education (e.g., GCSEs or A-levels).
- Education averaging more than 12 hours a week.
Additional Support for Disabled Children
If the child or young person is disabled, pensioners can receive more on top of the standard child rate:
| Condition | Extra Weekly Amount |
|---|---|
| Child receives DLA, PIP, or ADP | £36.54 |
| Child is blind, or receives highest care DLA/CDP or enhanced PIP/ADP | £114.12 |
Extra Help with Housing Costs
You may also qualify for additional support if you have housing-related expenses, including:
- Ground rent (for leasehold properties).
- Service charges.
- Tent or site rents.
The DWP will calculate the exact amount based on your individual housing costs.
Savings Credit: An Extra Boost for Long-time Savers
If you reached State Pension age before 6 April 2016 and saved some money for retirement, you might be eligible for Savings Credit, a lesser-known part of Pension Credit.
| Household Type | Weekly Savings Credit |
|---|---|
| Single | Up to £17.30 |
| Couple | Up to £19.36 |
Even if you don’t qualify for the Guarantee Credit portion, you might still receive Savings Credit, depending on your income and savings history.
How the DWP Calculates Your Pension Credit
The DWP compares your weekly income to a minimum threshold set by the government. Income includes:
- State Pension
- Other pensions (private or workplace)
- Earnings from part-time work or self-employment
- Most benefits, including Carer’s Allowance
You may also be entitled to additional amounts for:
- Carers
- Severe disabilities
- Housing needs
- Children or young people in your care
Each claim is assessed on an individual basis, so the amount you receive may vary based on your circumstances.
Why This Matters Now
Many grandparents who became carers years ago may be unaware that they are eligible for this boost. With living costs rising, this additional £79 weekly support could make a significant difference in managing household budgets.
The DWP is encouraging pensioners to check their eligibility and apply if they haven’t done so already.
Quick Overview
| Eligibility Factor | Weekly Benefit |
|---|---|
| First child born before 6 April 2017 | £78.10 |
| Child born after 6 April 2017 | £67.42 |
| Disabled child (basic DLA/PIP/ADP) | +£36.54 |
| Disabled child (high rate care/enhanced PIP) | +£114.12 |
| Housing support | Varies |
| Savings Credit (if eligible) – single | Up to £17.30 |
| Savings Credit (if eligible) – couple | Up to £19.36 |
The extra £79 per week from the DWP offers vital support to grandparents and pensioners raising children or young people. From child responsibility additions to disability top-ups and Savings Credit, these hidden entitlements could add significant value to your weekly budget.
With many older citizens unaware of these benefits, now is the time to check your Pension Credit eligibility and secure the support you deserve.
FAQs
Who qualifies for the £79 Pension Credit child addition?
Pensioners who are responsible for a child born before April 6, 2017, and meet DWP Pension Credit criteria qualify for the higher rate.
Can I claim the child addition if my grandchild is over 16?
Yes, but only if they are in approved training or education for more than 12 hours a week and under the age of 20.
Is the child addition part of my regular Pension Credit payment?
Yes, the child responsibility addition is paid as part of your total Pension Credit entitlement if you meet all qualifying conditions.