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The Nationwide Building Society has officially begun rolling out its £100 Fairer Share Bonus Payment to qualifying customers across the UK. As part of a member-focused profit-sharing initiative, this annual bonus is set to benefit over 4 million customers in 2025.
However, despite the celebratory tone, many Nationwide account holders will not receive the bonus.
This article explains who qualifies, why some won’t receive it, and when to expect your payment if you’re eligible.
What is the £100 Fairer Share Bonus?
The £100 bonus is a one-time payment distributed to select Nationwide members as part of their Fairer Share Scheme. For the third consecutive year, this initiative rewards loyal members and is paid directly into their current accounts between 18 June and the end of July 2025.
Nationwide, being a mutual (owned by members rather than shareholders), shares profits with customers instead of paying dividends. The scheme is contingent on strong financial performance, which the building society confirmed in May, citing record mortgage lending and deposit growth.
Eligibility Criteria for the £100 Bonus Payment
To qualify, customers must meet specific product-holding and usage requirements with Nationwide.
Eligibility Rules (2025):
| Account Type | Requirement |
|---|---|
| Current Account + | Must also have a qualifying savings account or mortgage with Nationwide |
| FlexPlus | Must have paid the monthly account fee |
| FlexOne / Student / Graduate | Must have received or sent at least one payment in March 2025 |
| FlexAccount | Must meet ONE of the following: |
- In 2 of Jan/Feb/Mar 2025:
- Received £500+ income AND
- Made 2+ outgoing payments, OR
- Made 10+ outgoing payments
| Switch Offer | Completed a Current Account Switch Service between 1 Jan – 31 Mar 2025 |
Why Some Nationwide Customers Won’t Get the Bonus
While Nationwide has 17 million customers, only about 4 million qualify for the payment this year. Here are the key reasons some customers won’t receive the £100:
- Only one product type: Customers holding only a current account, only a savings account, or only a mortgage are not eligible. You must hold a current account plus one qualifying product.
- Account inactivity: If there was no payment activity (incoming or outgoing) in March 2025, you may be disqualified depending on your account type.
- Failure to meet thresholds: Many fail to meet the required income or transaction volume over the qualifying period (January–March 2025).
- Bonus is not guaranteed: Even qualifying customers are reminded that the payment depends on Nationwide’s annual profit. If the building society underperforms financially, the bonus may not be issued in future years.
How and When Will You Get the Payment?
If eligible, you’ll receive £100 deposited directly into your Nationwide current account between June 18 and late July 2025. The payment will appear on your statement as “Nationwide Fairer Share Payment.”
For customers with multiple current accounts, the payment may be applied to any one of them.
Nationwide’s Financial Outlook
Nationwide confirmed an outstanding financial year, enabling them to share a total of £2.8 billion in value with members. The organisation also remains committed to repeating this initiative annually, provided it doesn’t harm financial strength.
Their continued support for first-time buyers, net mortgage lending, and retail deposit growth positioned the mutual to uphold its member-first model.
The £100 Nationwide Fairer Share bonus offers a tangible benefit to millions of loyal customers—but only for those meeting the exact criteria.
With more than 13 million members left out, it’s vital to understand your eligibility and make necessary changes if you wish to benefit in future years. This bonus remains a reflection of Nationwide’s mutual ethos, rewarding members over shareholders.
FAQs
Who qualifies for Nationwide’s £100 bonus payment in 2025?
Customers who have a Nationwide current account and either a qualifying savings or mortgage account, along with account activity in early 2025.
Why didn’t I receive the £100 Fairer Share bonus?
You likely didn’t meet the product combination or usage criteria set by Nationwide, or your account activity did not qualify.
Will Nationwide pay this bonus every year?
Nationwide aims to pay the bonus annually if financial conditions remain strong and doing so doesn’t weaken its capital position.